*If you don't have half-and-half, substitute it with 1 T heavy whipping cream + 2 T unsweetened almond or coconut milk *or* just use 3 T unsweetened almond or coconut milk in its place.
There is a small amount of fat in this from the teaspoon of butter and the half-and-half, but I kept the amounts small enough to fit within THM:E guidelines.
Most people with nut allergies can handle coconut just fine, but check with your doctor first to make sure.